Buying?
Buying a Home is an Exciting Time in Your Life!
Make the smart move of choosing Lillian Montalto Signature Properties and you are on your way to ensuring that your new home and community meets your needs. At Lillian Montalto Signature Properties our services and experience range from helping you find the home that best suits you and your family to obtaining the financial aid to purchase it. For your convenience, we provide listings by email. Sign up today for our email service or give us a call. We can start to help you find your dream home today!
As Your Agent, We Will:
- Assure that you see all the properties in the areas that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you to avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
- Important Steps To Buying Real Estate -- Home Buyers Guide
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved), contact http://www.propertymortgage.com today!
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
First Time Home Buyer?
Newly Enacted Legislation is providing a tax credit of as much as $7,500 for first-time home buyers! This might just be the opportunity of a lifetime!
First-Time Home Buyer Tax Credit at a Glance
- The tax credit is available for first-time home buyers only.
- The credit is available for homes placed under contract on or before April 30, 2010 and close before July 1, 2010.
Lillian Montalto Signature Properties prides ourselves on repeat business...and hope you'll come to understand why!
