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    <lastmod>2024-08-22</lastmod>
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      <image:caption>Listing Agent- Eric Frahlich Phone - 978-479-7649 List Price - $2,199,000 Buyer Agent Compensation: 2% Facilitator Compensation: 2% Compensation Based On: Net Sale Price</image:caption>
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      <image:caption>Listing Agent- Eric Frahlich Phone - 978-479-7649 List Price - $1,150,000 Buyer Agent Compensation: 2% Facilitator Compensation: 2% Compensation Based On: Net Sale Price</image:caption>
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      <image:title>COMPENSATION PAGE - 3 West Hollow Andover MA 01810</image:title>
      <image:caption>Listing Agent - Lillian Montalto Phone - (978) 815-6300 List Price - $2,725,000 Buyer Agent Compensation: 2% Facilitator Compensation: 2% Compensation Based On: Net Sale Price</image:caption>
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      <image:title>COMPENSATION PAGE - 573 Main Street Boxford MA 01921</image:title>
      <image:caption>Listing Agent - Lillian Montalto Phone - (978) 815-6300 List Price - $899,900 Buyer Agent Compensation: 2% Facilitator Compensation: 2% Compensation Based On: Net Sale Price</image:caption>
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      <image:caption>Listing Agent - Lillian Montalto Phone - (978) 815-6300 List Price - $1,379,000 Buyer Agent Compensation: 2% Facilitator Compensation: 2% Compensation Based On: Net Sale Price</image:caption>
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      <image:caption>Listing Agent - Samantha LaLonde Phone - (978) 815-6300 List Price - $359,900 Buyer Agent Compensation: 2% Facilitator Compensation: 2% Compensation Based On: Net Sale Price</image:caption>
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      <image:caption>Listing Agent - Eric Frahlich Phone - (978) 479-7649 List Price - $3,100/month Cooperating Compensation: $500 List Bkge. Fee from Tenant: $3,100</image:caption>
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      <image:caption>Listing Agent - Samantha Lalonde Phone - (978) 764-4454 List Price - $2,650/month Cooperating Compensation: $1,000 List Bkge. Fee from Tenant: $2,650</image:caption>
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      <image:title>COMPENSATION PAGE - 2 Punchard Ave - Unit 3 Andover MA 01810</image:title>
      <image:caption>Listing Agent - Lillian Montalto Phone - (978) 815-6300 List Price - $7,500/month Cooperating Compensation: $1,875 List Bkge. Fee from Tenant: $3,750</image:caption>
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      <image:title>COMPENSATION PAGE - 2 Punchard Ave - Unit 2 Andover MA 01810</image:title>
      <image:caption>Listing Agent - Lillian Montalto Phone - (978) 815-6300 List Price - $4,800/month Cooperating Compensation: $1,200 List Bkge. Fee from Tenant: $2,400</image:caption>
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      <image:caption>Listing Agent - Eric Frahlich Phone - (978) 479-7649 List Price - $3,650/month Cooperating Compensation: 50% List Bkge. Fee from Tenant: $3,650</image:caption>
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      <image:caption>Listing Agent - Lillian Montalto Phone - (978) 815-6300 List Price - $579,000 Buyer Agent Compensation: 2% Facilitator Compensation: 2% Compensation Based On: Net Sale Price</image:caption>
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      <image:title>COMPENSATION PAGE - 4 Duck Pond Road - Unit 235 Beverly, MA 01915</image:title>
      <image:caption>Listing Agent - Mariah Marnie Phone - (603) 479-8533 List Price - $375,000 Buyer Agent Compensation: 2% Facilitator Compensation: 2% Compensation Based On: Net Sale Price</image:caption>
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      <image:title>COMPENSATION PAGE - 12 Essex Street - Unit 6 Andover, MA 01810 - FOR LEASE</image:title>
      <image:caption>Listing Agent - Wayne Altavilla Phone - (978) 375-4465 List Price - $750/month Buyer Agent Compensation: 1/2 Month Facilitator Compensation: 1/2 Month Compensation Based On: Net Sale Price</image:caption>
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      <image:caption>Listing Agent - Wayne Altavilla Phone - (978) 375-4465 List Price - $850/month Buyer Agent Compensation: 1/2 Month Facilitator Compensation: 1/2 Month Compensation Based On: Net Sale Price</image:caption>
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      <image:title>COMPENSATION PAGE - 68 Park Street - Unit 2 Andover, MA 01810 - FOR LEASE</image:title>
      <image:caption>Listing Agent - Lillian Montalto Phone - (978) 815-6300 List Price - $1,500/month Buyer Agent Compensation: 2% Facilitator Compensation: 2% Compensation Based On: Net Sale Price</image:caption>
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      <image:title>COMPENSATION PAGE - 52 Main Street - Unit C Andover MA 01810 - FOR LEASE</image:title>
      <image:caption>Listing Agent - Lillian Montalto Phone - (978) 815-6300 List Price - $2,570/month Buyer Agent Compensation: $1,000 Facilitator Compensation: $1,000 Compensation Based On: Net Sale Price</image:caption>
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      <image:title>COMPENSATION PAGE - 960 Main Street - Unit 1101 Tewksbury MA 01876 - FOR LEASE</image:title>
      <image:caption>Listing Agent - Lillian Montalto Phone - (978) 815-6300 List Price - $30/SF Buyer Agent Compensation: $1,000 Facilitator Compensation: $1,000 Compensation Based On: Net Sale Price</image:caption>
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      <image:title>COMPENSATION PAGE - 960 Main Street - Unit 1100 Tewksbury MA 01876 - FOR LEASE</image:title>
      <image:caption>Listing Agent - Lillian Montalto Phone - (978) 815-6300 List Price - $30/SF Buyer Agent Compensation: $1,000 Facilitator Compensation: $1,000 Compensation Based On: Net Sale Price</image:caption>
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      <image:title>COMPENSATION PAGE - 66 Concord Street North Reading MA 01864 - FOR LEASE</image:title>
      <image:caption>Listing Agent - Brady Ferreira Phone - (978) 891-0832 List Price - $2,900/month Buyer Agent Compensation: 2% Facilitator Compensation: 2% Compensation Based On: Net Sale Price</image:caption>
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      <image:title>COMPENSATION PAGE - 1 Elm Square - Unit L91 Andover MA 01810 - FOR SALE</image:title>
      <image:caption>Listing Agent - Lillian Montalto Phone - (978) 815-6300 List Price - $300,000 Buyer Agent Compensation: 2% Facilitator Compensation: 2% Compensation Based On: Net Sale Price</image:caption>
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      <image:title>COMPENSATION PAGE - 30 Western Ave Lynn MA 01904 - FOR SALE</image:title>
      <image:caption>Listing Agent - Wayne Altavilla Phone - (978) 375-4465 List Price - $1,300,000 Buyer Agent Compensation: 2% Facilitator Compensation: 2% Compensation Based On: Net Sale Price</image:caption>
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      <image:title>COMPENSATION PAGE - 6 Windsor Street Andover, MA 01810</image:title>
      <image:caption>Listing Agent - Lillian Montalto Phone - (978) 815-6300 List Price - $1,379,000 Buyer Agent Compensation: 2% Facilitator Compensation: 2% Compensation Based On: Net Sale Price</image:caption>
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      <image:title>COMPENSATION PAGE - 225-235 Essex St - Unit 1 Lawrence MA 01840</image:title>
      <image:caption>Listing Agent - Wayne Altavilla Phone - (978) 375-4465 List Price - $1/SF (For 1st 2 months then $30/SF) Buyer Agent Compensation: $500 Facilitator Compensation: $500 Compensation Based On: Gross/Full Sale Price</image:caption>
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      <image:title>Home Staging Services - Home Staging Services</image:title>
      <image:caption>Staging a home for sale is one of the most important steps in the listing process. In addition to showcasing your home in the best possible light, it will also attract more potential buyers, raise the value of your home and result in a faster sale. Your home is the “Product” being sold, and we are the "Team" that is going to sell it for you!</image:caption>
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      <image:title>The LMSPI Buying Process - Are you ready to take the next step towards real estate wealth by purchasing a home?</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6352f5fe556c4973f5f838ea/701d278c-45c1-44e3-8532-e981a2d3acf6/Copy+of+Lillian+Montalto+Selling+Process+%284%29.png</image:loc>
      <image:title>The LMSPI Buying Process - Make it stand out</image:title>
      <image:caption>We will schedule a convenient time to meet for an initial consultation as soon as you contact us. At this meeting, we will determine our compatibility, walk you through the process of how to buy a house and help you become aware of your needs and wants.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6352f5fe556c4973f5f838ea/e479edca-5528-4aa4-9c12-aa000abab65e/Copy+of+Lillian+Montalto+Selling+Process+%285%29.png</image:loc>
      <image:title>The LMSPI Buying Process - STEP 2</image:title>
      <image:caption>We will take the next step in ensuring your investment success by connecting you with a reputable mortgage lender. We work closely with one of the country’s top lenders; together, you will review your income, credit, debts and other financial factors that will impact your approval rating.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6352f5fe556c4973f5f838ea/612cabf8-345a-4ade-8a7a-82698bbe3ebe/Copy+of+Lillian+Montalto+Selling+Process+%286%29.png</image:loc>
      <image:title>The LMSPI Buying Process - STEP 3</image:title>
      <image:caption>Once we know what you’re looking for and what your budget allows, we will set you up to receive a customized selection of the latest listings every day. When you see a home that interests you, we will review the listing information and recommend a visit to the neighborhood and property.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6352f5fe556c4973f5f838ea/4c664f8b-3ef0-499b-b422-02d6a7934096/Copy+of+Lillian+Montalto+Selling+Process+%288%29.png</image:loc>
      <image:title>The LMSPI Buying Process - Make it stand out</image:title>
      <image:caption>While at a showing, we will guide you through the property with an analytical eye to help you determine if it truly fits your needs and wants. We will provide you with information on local schools and amenities to give you a well-rounded education on the property and surrounding area.</image:caption>
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      <image:title>The LMSPI Buying Process - STEP 7</image:title>
      <image:caption>When your offer is presented, the process will continue with our closing department, who will professionally handle every step in the closing process. You will receive emails throughout the closing process to remind you of the next steps and what local professionals you can call to tie up any loose ends, such as transferring utilities and forwarding mail.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6352f5fe556c4973f5f838ea/f6b0b146-1490-4996-9b71-69017a14d2b1/Copy+of+Lillian+Montalto+Selling+Process+%287%29.png</image:loc>
      <image:title>The LMSPI Buying Process - STEP 4</image:title>
      <image:caption>Taking a drive by the home and through the area will provide with a first-hand insight into what your new potential community holds. If you’re still interested in the property after our neighborhood visit, we will schedule a time to view it together.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6352f5fe556c4973f5f838ea/ac3d9882-2c10-47c1-a065-cbfb4d9f7421/Copy+of+Lillian+Montalto+Selling+Process+%289%29.png</image:loc>
      <image:title>The LMSPI Buying Process - STEP 6</image:title>
      <image:caption>Our Team will work with you in the offer submission process and walk you through every step needed to have the most compelling offer sent.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6352f5fe556c4973f5f838ea/ae85b995-cdd1-42f2-a5c8-87904681bb88/Copy+of+Lillian+Montalto+Selling+Process+%2811%29.png</image:loc>
      <image:title>The LMSPI Buying Process - Make it stand out</image:title>
      <image:caption>Our Team will continue to be there for you, ensuring a smooth transition to homeownership. We will be just a call or email away, whether you need a moving service recommendation, answers to your real estate questions, or help with the future resale of your property.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>The LMSPI Selling Process - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>The LMSPI Selling Process - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>The LMSPI Selling Process - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>The LMSPI Selling Process - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>The LMSPI Selling Process - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>The LMSPI Selling Process - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>The LMSPI Selling Process - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6352f5fe556c4973f5f838ea/1702626313969-7BP2G09CHBBJ37CZPWEZ/LM+V+2+.png</image:loc>
      <image:title>Trusted Vendors</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6352f5fe556c4973f5f838ea/1702626318323-PAXZMALLLIJD3Y85RUFT/LM+V+3.png</image:loc>
      <image:title>Trusted Vendors</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6352f5fe556c4973f5f838ea/1702626318985-5E4AVPV34J9WWBEFS3SD/LM+V+4.png</image:loc>
      <image:title>Trusted Vendors</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6352f5fe556c4973f5f838ea/1702626323677-161KS2BU9JY75HHD838R/LM+V+5.png</image:loc>
      <image:title>Trusted Vendors</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6352f5fe556c4973f5f838ea/1702626324151-UWRZO2TGBXEVB8I2UUQC/LM+V+6.png</image:loc>
      <image:title>Trusted Vendors</image:title>
    </image:image>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6352f5fe556c4973f5f838ea/1666381394635-0II54H58RF97Z1JJK3WA/team-page-banner.jpg</image:loc>
      <image:title>Team (Copy)</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6352f5fe556c4973f5f838ea/1711486379894-4LIP4OZIDVE12I762ABA/Download-Desktop-Book-HD-Backgrounds.jpg</image:loc>
      <image:title>Storybooks</image:title>
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    <image:image>
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      <image:title>Storybooks - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6352f5fe556c4973f5f838ea/5e72adbc-3c52-4e82-935f-8afc2c53ae1a/customarea-lesliedickie.exprealty.com-1056940-9bf696fa14caf65103b1b41da422e45c96489536.png</image:loc>
      <image:title>Storybooks - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6352f5fe556c4973f5f838ea/1666381394635-0II54H58RF97Z1JJK3WA/team-page-banner.jpg</image:loc>
      <image:title>Team (Copy)</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6352f5fe556c4973f5f838ea/e235f295-289a-42fb-8fbc-c6bf09faf54f/Capture.JPG</image:loc>
      <image:title>Payments</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6352f5fe556c4973f5f838ea/9281b74c-7d59-411c-8598-a1245a8c2446/frame+%286%29.png</image:loc>
      <image:title>Payments - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.andoverhomes.com/new-page-3</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
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  <url>
    <loc>https://www.andoverhomes.com/lightning</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-05-02</lastmod>
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  <url>
    <loc>https://www.andoverhomes.com/mortgage-information-copy</loc>
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      <image:title>Mortgage Information - MORTGAGE INFORMATION</image:title>
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